Terms of Use

Last updated: August 1, 2026

These Terms of Use govern your access to and use of softenius.com, including its pages, content, downloads, and related services provided by Softenius LLC.

By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.

1. About Softenius

Softenius LLC develops practical software intended to help users organize information, make better decisions, and manage different aspects of everyday life more efficiently.

The website may provide information about Softenius products, including Net Worth Ledger, software downloads, documentation, demonstrations, frequently asked questions, and other related materials.

2. Website Use

You may use this website only for lawful personal or business purposes.

You agree not to:

  • Use the website in violation of any applicable law
  • Attempt to gain unauthorized access to the website, server, accounts, or systems
  • Interfere with the operation, availability, or security of the website
  • Introduce viruses, malicious code, automated attacks, or harmful material
  • Scrape, harvest, or collect information from the website through unauthorized automated means
  • Impersonate Softenius LLC or falsely claim an affiliation with Softenius LLC
  • Use the website to distribute spam, fraud, deceptive content, or unlawful material
  • Circumvent security features or technical restrictions
  • Use the website or its content in a manner that infringes the rights of Softenius LLC or others

We may restrict or block access when reasonably necessary to protect the website, its users, or Softenius LLC.

3. Informational Purposes

The website and its content are provided for general informational and educational purposes.

Softenius LLC does not provide financial, investment, tax, accounting, legal, medical, or other licensed professional advice through this website or through general product information.

Nothing on this website should be interpreted as a recommendation to buy, sell, hold, or otherwise transact in any investment, security, financial product, or asset.

You are responsible for evaluating information and obtaining appropriate professional advice before making important decisions.

4. Net Worth Ledger

Net Worth Ledger is a software tool intended to help users organize and review financial information entered by the user.

The application may generate summaries, calculations, charts, prompts, observations, or artificial-intelligence-assisted responses based on the information provided.

Net Worth Ledger does not:

  • Act as a bank, broker, financial adviser, accountant, tax preparer, attorney, or fiduciary
  • Verify that information entered by the user is accurate or complete
  • Guarantee financial results
  • Predict future market performance
  • Replace professional financial, tax, legal, or investment advice
  • Automatically access or manage the user’s financial accounts unless a future feature expressly states otherwise

Users remain solely responsible for the accuracy of their information and for any decisions made based on the software’s output.

5. Artificial Intelligence

Some Softenius products may allow users to interact with local or online artificial intelligence models.

Artificial intelligence responses may be:

  • Incorrect
  • Incomplete
  • Outdated
  • Misleading
  • Inconsistent
  • Unsuitable for the user’s particular circumstances

AI-generated content should not be treated as verified professional advice or as the sole basis for important financial, medical, legal, tax, safety, or personal decisions.

Users should independently review important information and consult an appropriately qualified professional when necessary.

Softenius LLC does not control the accuracy, availability, training data, behavior, or policies of third-party artificial intelligence models or services.

6. Local and Online AI Services

When using a local artificial intelligence model, processing may occur on the user’s own computer through third-party software such as Ollama.

When using an online artificial intelligence service, the user is responsible for deciding what information to submit to that service.

Users should not submit confidential, sensitive, financial, medical, personal, or identifying information to an online provider unless they understand and accept that provider’s privacy policy and terms.

Softenius LLC is not responsible for the collection, processing, retention, disclosure, security, or use of information submitted by the user to an external AI provider.

7. Software Downloads

Software available through this website may be subject to separate license terms, including an End User License Agreement.

By installing or using downloaded software, you may be required to agree to those separate terms.

You are responsible for:

  • Confirming that your device meets the software requirements
  • Maintaining backups of your files and data
  • Protecting your computer and login credentials
  • Using current security software and operating-system updates
  • Reviewing installation prompts
  • Obtaining software only from an authorized Softenius source
  • Complying with applicable license restrictions

You should back up important files before installing or updating any software.

8. Free Version

Softenius LLC may make a free version of Net Worth Ledger or other products available for download.

The features, limitations, availability, and system requirements of a free version may differ from those of current or future paid versions.

Softenius LLC may update, replace, limit, or discontinue a free version, subject to applicable law.

Unless expressly stated otherwise, providing a free version does not create an obligation to:

  • Continue offering it indefinitely
  • Add specific features
  • Provide unlimited technical support
  • Maintain compatibility with every computer or operating system
  • Provide future upgrades without charge

9. Pro Version and Future Purchases

The website may describe or display a planned Pro version that is not yet available for purchase.

An inactive button, preview, feature comparison, estimated offering, or “coming soon” notice does not constitute an offer, sale, reservation, or guarantee that the product will be released on a particular date or with every described feature.

Softenius LLC may revise the Pro version’s:

  • Features
  • Price
  • Availability
  • Licensing terms
  • System requirements
  • Release date
  • Payment provider

Before paid sales become available, applicable purchase, payment, refund, licensing, and product terms may be added or updated.

10. No Guarantee of Results

Softenius products are tools intended to assist users, but individual results depend on many factors outside the control of Softenius LLC.

We do not guarantee that use of the website or software will:

  • Increase wealth or income
  • Reduce expenses
  • Improve investment performance
  • Prevent financial loss
  • Produce accurate AI responses
  • Achieve any particular financial or personal outcome
  • Meet every user’s needs

Examples, screenshots, demonstrations, sample data, and hypothetical scenarios are for illustration only and do not represent guaranteed results.

11. Intellectual Property

The website and its original content, including text, graphics, logos, branding, interface elements, documentation, videos, images, software, and other materials, are owned by or licensed to Softenius LLC and may be protected by copyright, trademark, and other intellectual-property laws.

You may view and use the website for its intended purpose.

Unless Softenius LLC gives prior written permission, you may not:

  • Copy or republish substantial portions of the website
  • Sell, sublicense, or commercially exploit website content
  • Remove copyright, trademark, or ownership notices
  • Misrepresent Softenius content as your own
  • Use Softenius branding in a way that implies sponsorship or endorsement
  • Reverse engineer software except where applicable law expressly permits it
  • Redistribute software except as permitted by its applicable license

Copyright generally protects original works when they are fixed in a tangible form, including qualifying website text, artwork, photographs, and software-related material.

12. User Feedback

You may voluntarily send suggestions, ideas, comments, or feedback to Softenius LLC.

You retain ownership of any original material you submit. However, by submitting feedback, you grant Softenius LLC a nonexclusive, worldwide, royalty-free right to use, evaluate, reproduce, adapt, and incorporate that feedback into products or services without compensation or obligation to you.

Do not submit confidential information or material belonging to another person unless you have permission to do so.

13. Third-Party Services and Links

The website and Softenius products may link to or interact with third-party services, including:

  • YouTube
  • Ollama
  • Artificial intelligence providers
  • Hosting providers
  • Software-download services
  • Payment processors
  • Licensing services
  • Other external websites or applications

Softenius LLC does not control and is not responsible for third-party content, availability, security, performance, accuracy, privacy practices, or terms.

A link or reference to a third party does not necessarily constitute an endorsement.

Your use of a third-party service is governed by your agreement with that provider.

14. Website Availability and Changes

We may modify, update, suspend, restrict, or discontinue any part of the website at any time.

We do not guarantee that:

  • The website will always be available
  • Access will be uninterrupted
  • All information will always be current
  • Every link or download will remain operational
  • The website will be free from errors or harmful components
  • Every feature will work with every browser or device

We may correct errors, remove outdated information, and change product descriptions without prior notice.

15. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the website and its content are provided on an “as is” and “as available” basis.

Softenius LLC disclaims warranties of every kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, noninfringement, accuracy, and availability.

Some jurisdictions do not permit the exclusion of certain warranties, so some exclusions may not apply to you.

Nothing in these Terms excludes any warranty or consumer right that cannot legally be excluded.

16. Limitation of Liability

To the maximum extent permitted by applicable law, Softenius LLC and its owners, officers, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to:

  • Use of or inability to use the website
  • Reliance on website content
  • Software downloads or installation
  • Loss or corruption of data
  • Financial or investment decisions
  • AI-generated content
  • Third-party services
  • Security incidents outside our reasonable control
  • Interruption or unavailability of the website

This limitation applies regardless of the legal theory asserted and even if Softenius LLC was advised that such damages were possible.

Some jurisdictions do not permit certain limitations of liability. In those jurisdictions, liability will be limited only to the extent permitted by law.

17. Indemnification

To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Softenius LLC and its owners, officers, employees, contractors, and agents from claims, liabilities, damages, losses, and reasonable expenses arising from:

  • Your unlawful use of the website
  • Your violation of these Terms
  • Your infringement of another person’s rights
  • Information or material you submit
  • Your misuse or unauthorized redistribution of Softenius software or content

This section does not apply where prohibited by applicable consumer law.

18. Privacy

Your use of the website is also subject to our Privacy Policy, which explains how information may be collected, used, retained, and shared.

The Privacy Policy is incorporated into these Terms by reference.

Privacy Policy

19. Children

The website and Softenius products are not directed to children under 13.

Children should not provide personal information through the website.

Parents or guardians who believe that a child has submitted personal information may contact us at:

[email protected]

20. Governing Law

These Terms are governed by the laws of the State of Florida and applicable federal law, without regard to conflict-of-law principles.

Nothing in these Terms deprives a consumer of mandatory protections provided by the law of the jurisdiction in which the consumer resides.

Any dispute will be handled by a court with lawful jurisdiction, subject to applicable consumer-protection law.

21. Changes to These Terms

We may update these Terms when our website, products, services, or legal obligations change.

The updated Terms will be posted on this page with a revised Last updated date.

Material changes will apply prospectively to the extent required by applicable law. The FTC has warned that quietly making materially broader, retroactive changes to terms or data practices can be unfair or deceptive.

Continued use of the website after updated Terms become effective constitutes acceptance to the extent permitted by applicable law.

22. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in effect.

The unenforceable provision will be interpreted or limited to the minimum extent necessary to make it enforceable where permitted by law.

23. No Waiver

Failure by Softenius LLC to enforce any provision of these Terms does not waive the right to enforce that provision later.

24. Entire Agreement

These Terms, together with the Privacy Policy and any separate license or purchase terms that apply to a particular product, constitute the agreement governing use of this website.

A separate End User License Agreement may govern installation and use of Softenius software.

25. Contact

Questions about these Terms may be sent to:

Softenius LLC
Florida, United States
Email: [email protected]
Website: softenius.com